hoalegd@gmail.com 
Green House Agency, 027 Street O, My Giang 2, Phu My Hung, Dist 7, HCM 
Real estate hot
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New project
Video
news
There Are Some Advantages And Disadvantages In Buying The House According To Installment
Buying the house in installments is buyers who have to pay a portion for buying, the rest will be paid monthly, including interest. Whether you buy apartments or houses, the bank always supports now.
Advantages:
Firstly, it helps customers own their dreamy house, even though financial capacity is not allowed. They do not have to take a lot of time for waiting and saving enough money or borrowing their friends.
Secondly, housing is a property of great value, so the installment term can be up to five years, ten years or longer. For middle-income people, this is an ideal time for them to break up their loans and pay them easily while ensuring a good daily life.
Thirdly, most well-known banks use the way interest is calculated according to the declining debt. With this calculation, the interest from the loan always decreases according to the time.
Finally, you buy an installment house which borrowed from the bank, the banks will help the buyer determine the exact legal value of the house. Therefore, buyers will avoid the case of bad luck when buying invalid apartments.
Disadvantages:
These ideal interest rates are usually only applied within the first six to twelve months. After that period, the interest rate will be calculated according to the general bank interest rate in the market. Therefore, when you loan the bank, you need to pay attention to carefully the interest rate. It helps you avoid falling into a passive situation, sudden situations when the interest rate suddenly go up.
Buyers also need to carefully calculate whether they are able to pay for their monthly loans and interest rates. If you cannot afford to pay, the document will be noted again, reputation is affected. Moreover, you will be very difficult if you want to borrow at the bank at the next time.
>>>Read more apartments in Ho Chi Minh City
