hoalegd@gmail.com 
Green House Agency, 027 Street O, My Giang 2, Phu My Hung, Dist 7, HCM 
Real estate hot
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New project
Video
news
What Is Loan Procedure For Buying Installment Apartment In Ho Chi Minh City?
Nowadays, selling and buying of apartments in Ho Chi Minh City are also flexible by investors in selling according to the form : sale in installment plan, in order to make conditions for all customers with the opportunity to own housing in Ho Chi Minh City.
So to be able to buy, sell apartments in Ho Chi Minh City in the form of installment purchase, what information should customers be aware of?
Information for procedures loan and buy the apartment according to installment form in Ho Chi Minh city below,Green House hopes it will be useful for customers who are in need of buying installment apartment in Ho Chi Minh City
To borrow money from credit institutions ,to buy apartments in Ho Chi Minh City in the form of installment purchase, the customers need to know the following basic information:
1. Legal documents used for loan to buy apartment in Installment Plan
Legal documents are all basic papers, mostly related to all transactions. Customers are required to prepare each type of paper to avoid taking their own time:
-Identification paper of all persons who have the name of property holder (husband , wife)
-Family record book with the name of husband , wife
-Husband , wife's marriage certificate (if the customers have not ever gotten marriage , this paper will not be necessary)
Note: All of the above documents must be notarized and valid for use.
2. Documents prove the purpose of capital use:
-Contracts for sale of apartment (customers signed with the investor)
-Certificate of ownership of the apartment and the entire relevant legal documents
-Purchase Payment Certificate (the customer's own capital has been submitted to the investor)
-Loan Proposal (Bank will supply sample form)
3. Proof of income
In order to be loaned the capital by the banks, for using the purchase of apartment installment in Ho Chi Minh City, all customers must demonstrate their own monthly income.
Proof of income by:
-The customers must submit the payrolls where they are working and they have stable monthly income
-The labor contract is also limited at the place where the customer is working.
-Print bank statement in the latest 03 months
If the customer does not work for companies, the organizations can pay the income. In case,the free business clients are required to have the following documents:
-Lease Contract (used for business if business )
-Business Certificate ( in case customers are an enterprise)
-Receiving – spending report ,monthly income of business households
-The report must be collected – payable if it is an enterprise
On the other hand, if the customers have rental properties such as automobiles, ect.There must be a proof of their car and a valid car rental contract.
4. Secured asset for the loan
If the customers want to mortgage their own apartment, they must not submit other documents. In this case, the customers should mortgage their own apartment that the customers are going to buy (in case house had house ownership certificate)
If the mortgage gives the other assets, the customers need to prepare the relevant documents to prove. The right to use the land in case their own customers , they do not need guarantee procedures. If the property of the client must be guaranteed by the property owner, guarantor for the loan.
Above are basic information for customers so that customers can understand clearly the loan process in buying installment apartment in Ho Chi Minh City . However, based on each customer's loan records, the bank will need to add some other papers. Therefore, if the customer's loan demand is urgent, the customer should actively prepare not to interrupt the process of owning their apartment.
In order to buy and sell apartments in Ho Chi Minh City in the form of installment purchase, customers can contact Green House directly by phone number: 0900 789 4503 or access to the website: Green House Agency and leave information. We will provide timely advice and support to our customers.
Our company will help customers make the dream in finding a nice house.It is a thing which we care about first.
