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New project
Video
news
Some Experience Buying Apartments in Ho Chi Minh City
The apartment has become the trend of choice of many families nowadays, especially young families, due to amenities it brings. Many people in Ho Chi Minh City have the tendency to choose to buy apartments because of infrastructure as well as utilities.
It only needs to move in staying now and priority with many variety of prices. However, no one also knows how to choose the ideal apartment for you. Especially choosing to buy a good apartment project is not easy for anyone to search to buy the apartment especially new people. In addition, there are many other important factors that buyers need to take note of.
Green House would like to share some of the experience of buying apartments in Ho Chi Minh City
. You must first determine the location of the apartment
Residential apartment has good location when it guarantees convenience to your basic needs and family (travel, living, working, etc). It is not easy to find an apartment project that is conveniently located at the price of "soft ", because the cheap apartment segment is usually located quite far from the center of the city.
Therefore, you need to balance your finances and needs in order to choose to buy the appropriate apartment. You should consider location near amenities such as the market, the school, workplace, and so on.
. You need to check legal documents
If you buy a construction apartment, you need to check carefully the origin of the land.Moreover, do you see that project have on the mortgage? In addition to the project's legal records, buyers need to view clearly the contract of sale. The terms in the contract must be clear, easy to understand, have agreement on the service surcharges, payment progress, the authority of the parties, etc. According to the latest regulations, all projects can be sold, they must be signed and approved, the foundation must be completed. However, there will be a lot of investors who will mobilize funds and money’s customers, so you need to check carefully.
. You need to understand clearly the capacity and reputation of the investors and the construction progress
Do not believe in some good words that brokers say your ears. Before you buy the apartment, you must know the name, competence of the investor, investment and construction license of the project.
It would be difficult to choose a trusted place because there are too many enterprises as well as real estate investors in Ho Chi Minh City. Maybe majority of investors in real estate field are professional, but in fact there is still no measure that can confirm the credibility of the investors you will cooperate. But having an experience helps you to affirm the capacity as well prestige .That is based on the project of the investors that is completed. Thus you can evaluate the overall investors, you determine to work
If you were a "comfort is better than pride- solidity first" person, you should take the time to observe the construction progress (in case you buy the unfinished apartment). This is also a way to evaluate the capacity of investors. This factor is very intimate with the capacity of the investors, because it is possible to see the majority of the investor has a general condition of a bank loan. So you cannot ignore this criterion in order to be able to correctly assess the investors. You will be working on, or asking the people who have been living in that apartment in terms of satisfaction ( in case you buy the available apartments).
. You should evaluate Internal and external facility
The advantage of living in the apartment is that you will be using a lot of external amenities such as parks, commercial centers, etc. However, with the boom development of the projects, there is no shortage of condominiums that only meet the needs of housing but ignore this factor, even build road surfaces and completely reduce the amusement zone for the child...
In terms of internal facilities, buyers need to note the information about the number of elevators, exit ladder, stable operation levels of the ladder, etc.These are the essential utilities you will use in the future.
External amenities of apartment
. Security is an important criterion
You need to observe whether the apartment is equipped with a standard fire protection system, how to manage travelling into apartment area, have supervised camera system or alarm system or not when there is emergency situation, and so on.You should come there to survey, chat, ask the residents who are living in condominiums. These are the best ways for you to gather this information.
. Parking Area
According to regulation of the Ministry of Construction since 2013, area of use in the apartment is often every 100sqm, the investors must spend 20sqm of parking area, including aisle. But in fact, many of the condominium design small areas, these things do not meet the needs of residents. Thus, you should check carefully whether the apartment's parking area is convenient? Is there a safety guarantee? How many cars or fees are limited?
Referring parking area of apartment
. Negotiable Price
When you want to buy an apartment, the first thing you will be interested in how the price of the apartment is. Not only do you think like that, but also property investors will ask first questions to you before advising you "How much would you like to buy an apartment?"
It is not ready for customers to prepare their budget, they may review the supporting policies such as installment or installments in periods of the investors.
In addition, a bank loan can borrow the maximum when they buy apartment can be up to 70 to 80% of the value of the purchase contract. However, in order to guarantee the ability of payment, you should only buy one apartment. When you have in hand at least 50% of the house value, the remaining 50% can borrow the bank. On the other hand, you should choose loan package how to only pay interest of approximately 30 to 40% of your all income during the month.
.Term of payment
You can see the attractive advertisements as flexible payment term with any apartment . According to the latest information, in order to be delivered the apartment in Ho Chi Minh City, you must pay the investors about 40% of the value of the apartment which you buy. The rest will be calculated according to the period from half a year to two years with 0% interest. There are many projects that you only need to pay 20% or there are projects with attractive discount to 17% when you pay 98% of the value of the apartment.
These above conditions are attractive to you, but you have to think and carefully consider these conditions.If an apartment has higher price than current price or this is still on documents.
. Surrounding Living Environment
The surrounding living environment can not help concerning, because it is one of the essential elements for your long life.
. Community
Community has always been a special concern for development, it is possible that luxury apartments are chosen by all businessman or famous people. We can identify this thing. The price of the apartment with community always has a close relationship, and the investors always try to build a good community in the unit they manage.
. Feng Shui is suitable for the owners
According to experts in Feng -Shui, Feng Shui of good apartment is the places where have "Tien Thuy, Hau Son", or simply near the river, lake. However, for a "A inch of land is worth an ounce of gold" place like Ho Chi Minh City. These apartments will usually have a higher price than those of the same area or region. If the budget is not allowed, you can completely choose an apartment with a suitable feng shui based on the color, number of floors or direction of the apartment.
. Residential apartments should avoid
You should avoid buying the apartment with a sealed room (no window directs outside, lack of light), apartment near the trash(can be unsanitary), near the elevator (many people travel frequently, crowded and noisy).
According to the abstinence in Feng-Shui, buyers should avoid distorting condominiums, both hard to decorate neatly and not good for fortune. In the direction of the house, you should choose the apartment that faces south or south-east in order to get fresh air and more stable lighting.